Monday, December 21, 2009

ASPEN NEW UPDATES


15 years to pay

LOT AREA 80.0 sq.m
FLOOR AREA 34 sq.m

PACKAGE PRICE 750,000.00
LOAN AMOUNT 730,000.00
EQUITY 20,000.00
PROCESSING FEE
HDMF (PF) 2,000.00
FIRE INSURANCE 2,290.20
MRI 3,591.60
DS 1,201.59
1st Mo. Amort. 7,201.59
TOTAL CASH OUT 36,908.39

Total amount if paid w/in 15 days from reservation date. = 35,908.39

6months = 6,151.40

RESERVATION FEE 5,000.00

30 years to pay = 5,818.55

Monday, December 14, 2009

2 BEDROOM - CONDO - END


FLOOR AREA = 42.50 SQ.M
2 BEDROOM = END

TOTAL CONTRACT PRICE = 2,477,541

SPOT CASH (WITH MISC. FEES )

RESERVATION FEE = 20,000
5% SPOT CASH WITHIN 30 DAYS = 2,333,664

DEFERRED CASH (WITH MISC. FEES )

RESERVATION FEE = 20,000
18 EQUAL MONTHLY PAYMENT = 136,530

FOR BANK FINANCING

RESERVATION FEE = 20,000
30% DP WITH 5% DISCOUNT ON DP ( INCL OF MISC. FEES) = 770,453
30% IN 18 MOS. @ ZERO INTEREST = 44,769
70% BALANCE DUE: =
BANK FINANCE 20 YEARS @ 9.5%Pp.a = 15,396

PAG-IBIG

RESERVATION FEE = 20,000
10% DP WITHIN 30 DAYS = 333,934
10% DP OVER 12 MOS. @ ZERO INTEREST = 27,828
90% balance DUE :

10 YRS @ 10.5%p.a = 28,655
15 yrs @ 10.5%p.a = 23,474
20 yrs @ 10.5%p.a = 21,202

Prices shall be in effect on the date of this proposal and subject to change without prior notice.

2 BEDROOM - CONDO - INNER

FLOOR AREA = 42 SQ.M
2 BEDROOM = INNER

TOTAL CONTRACT PRICE = 2,426,786

SPOT CASH (WITH MISC. FEES )

RESERVATION FEE = 20,000
5% SPOT CASH WITHIN 30 DAYS = 2,285,447

DEFERRED CASH (WITH MISC. FEES )

RESERVATION FEE = 20,000
18 EQUAL MONTHLY PAYMENT = 133,710

FOR BANK FINANCING

RESERVATION FEE = 20,000
30% DP WITH 5% DISCOUNT ON DP ( INCL OF MISC. FEES) = 754,260
30% IN 18 MOS. @ ZERO INTEREST = 43,829
70% BALANCE DUE: =
BANK FINANCE 20 YEARS @ 9.5%Pp.a = 15,081

PAG-IBIG

RESERVATION FEE = 20,000
10% DP WITHIN 30 DAYS = 326,684
10% DP OVER 12 MOS. @ ZERO INTEREST = 27,224
90% balance DUE :

10 YRS @ 10.5%p.a = 28,068
15 yrs @ 10.5%p.a = 22,993
20 yrs @ 10.5%p.a = 20,767

Prices shall be in effect on the date of this proposal and subject to change without prior notice.

2 BEDROOM - CONDO - END

FLOOR AREA = 42.50 SQ.M
2 BEDROOM = END

TOTAL CONTRACT PRICE = 2,477,541

SPOT CASH (WITH MISC. FEES )

RESERVATION FEE = 20,000
5% SPOT CASH WITHIN 30 DAYS = 2,333,664

DEFERRED CASH (WITH MISC. FEES )

RESERVATION FEE = 20,000
18 EQUAL MONTHLY PAYMENT = 136,530

FOR BANK FINANCING

RESERVATION FEE = 20,000
30% DP WITH 5% DISCOUNT ON DP ( INCL OF MISC. FEES) = 770,453
30% IN 18 MOS. @ ZERO INTEREST = 44,769
70% BALANCE DUE: =
BANK FINANCE 20 YEARS @ 9.5%Pp.a = 15,396

PAG-IBIG

RESERVATION FEE = 20,000
10% DP WITHIN 30 DAYS = 333,934
10% DP OVER 12 MOS. @ ZERO INTEREST = 27,828
90% balance DUE :

10 YRS @ 10.5%p.a = 28,655
15 yrs @ 10.5%p.a = 23,474
20 yrs @ 10.5%p.a = 21,202

Prices shall be in effect on the date of this proposal and subject to change without prior notice.

1 BEDROOM - CONDO - END - A

FLOOR AREA = 30 SQ.M
1 BEDROOM = END - A

TOTAL CONTRACT PRICE = 1,655,817

SPOT CASH (WITH MISC. FEES )

RESERVATION FEE = 20,000
5% SPOT CASH WITHIN 30 DAYS = 1,553,026

DEFERRED CASH (WITH MISC. FEES )

RESERVATION FEE = 20,000
18 EQUAL MONTHLY PAYMENT = 90,879

FOR BANK FINANCING

RESERVATION FEE = 20,000
30% DP WITH 5% DISCOUNT ON DP ( INCL OF MISC. FEES) = 508,285
30% IN 18 MOS. @ ZERO INTEREST = 29,552
70% BALANCE DUE: =
BANK FINANCE 20 YEARS @ 9.5%Pp.a = 10,290

PAG-IBIG

RESERVATION FEE = 20,000
10% DP WITHIN 30 DAYS = 216,545
10% DP OVER 12 MOS. @ ZERO INTEREST = 18,045
90% balance DUE :

10 YRS @ 10.5%p.a = 19,151
15 yrs @ 10.5%p.a = 15,689
20 yrs @ 10.5%p.a = 14,170

Prices shall be in effect on the date of this proposal and subject to change without prior notice.

1 BEDROOM - CONDO

FLOOR AREA = 35SQ.M
1 BEDROOM = INNER - A

TOTAL CONTRACT PRICE = 1,903,880

SPOT CASH (WITH MISC. FEES )

RESERVATION FEE = 20,000
5% SPOT CASH WITHIN 30 DAYS = 1,788,686

DEFERRED CASH (WITH MISC. FEES )

RESERVATION FEE = 20,000
18 EQUAL MONTHLY PAYMENT = 104,660

FOR BANK FINANCING

RESERVATION FEE = 20,000
30% DP WITH 5% DISCOUNT ON DP ( INCL OF MISC. FEES) = 587,428
30% IN 18 MOS. @ ZERO INTEREST = 34,146
70% BALANCE DUE: =
BANK FINANCE 20 YEARS @ 9.5%Pp.a = 11,831

PAG-IBIG

RESERVATION FEE = 20,000
10% DP WITHIN 30 DAYS = 251,983
10% DP OVER 12 MOS. @ ZERO INTEREST = 20,999
90% balance DUE :

10 YRS @ 10.5%p.a = 22,020
15 yrs @ 10.5%p.a = 18,039
20 yrs @ 10.5%p.a = 16,293

Prices shall be in effect on the date of this proposal and subject to change without prior notice.

STUDIO - CONDO - INNER

FLOOR AREA = 22SQ.M
STUDIO = INNER

TOTAL CONTRACT PRICE = 1,252,256

SPOT CASH (WITH MISC. FEES )

RESERVATION FEE = 20,000
5% SPOT CASH WITHIN 30 DAYS = 1,169,643

DEFERRED CASH (WITH MISC. FEES )

RESERVATION FEE = 20,000
18 EQUAL MONTHLY PAYMENT = 68,459

FOR BANK FINANCING

RESERVATION FEE = 20,000
30% DP WITH 5% DISCOUNT ON DP ( INCL OF MISC. FEES) = 379,529
30% IN 18 MOS. @ ZERO INTEREST = 22,079
70% BALANCE DUE: =
BANK FINANCE 20 YEARS @ 9.5%Pp.a = 7,782

PAG-IBIG

RESERVATION FEE = 20,000
10% DP WITHIN 30 DAYS = 158,894
10% DP OVER 12 MOS. @ ZERO INTEREST = 13,241
90% balance DUE :

10 YRS @ 10.5%p.a = 14,483
15 yrs @ 10.5%p.a = 11,865
20 yrs @ 10.5%p.a = 10,716

Prices shall be in effect on the date of this proposal and subject to change without prior notice.

Studio - Condo

FLOOR AREA = 27SQ.M
STUDIO = END

TOTAL CONTRACT PRICE = 1,499,006

SPOT CASH (WITH MISC. FEES )

RESERVATION FEE = 20,000
5% SPOT CASH WITHIN 30 DAYS = 1,404,056

DEFERRED CASH (WITH MISC. FEES )

RESERVATION FEE = 20,000
18 EQUAL MONTHLY PAYMENT = 82,167

FOR BANK FINANCING

RESERVATION FEE = 20,000
30% DP WITH 5% DISCOUNT ON DP ( INCL OF MISC. FEES) = 458,254
30% IN 18 MOS. @ ZERO INTEREST = 26,648
70% BALANCE DUE: =
BANK FINANCE 20 YEARS @ 9.5%Pp.a = 9,315

PAG-IBIG

RESERVATION FEE = 20,000
10% DP WITHIN 30 DAYS = 194,144
10% DP OVER 12 MOS. @ ZERO INTEREST = 16,179
90% balance DUE :

10 YRS @ 10.5%p.a = 17,337
15 yrs @ 10.5%p.a = 14,203
20 yrs @ 10.5%p.a = 12,828

Prices shall be in effect on the date of this proposal and subject to change without prior notice.

Friday, October 23, 2009

Lot No: GE-CL07-BL03-L002

Lot No:

Block No: Block 03
Area:
Selling Price:
Phase : Location :
Block : Lot Area/sqm :
Lot No : Price Per sqm:


Total Price:


Misc Fee:


Contract Price: Php

TERM DUE DATE AMOUNT DUE
1 Reservation Fee : Day 1
2 % Discount within 30 days : Day 30



DEFERRED CASH

1 Reservation Fee :
Day 1
36 equal monthly payment : Day 30

OUTRIGHT DOWN PAYMENT
(minimum of 30% DP to avail of the discount)

1 - Reservation Fee : Day 1
2 - 30% DP over 18 mos : Day 30
Sales Redemption :
Total Monthly Amortization :
3 - Balance Due :

In House 5 yrs @16%pa () :
Sales Redemption :
Total Monthly Amortization :

BANK FINANCING

TERM (IN YEARS) :





1 - Reservation Fee : Day 1
2 - 30% DP over 18 mos : Day 30
BANCO DE ORO

40% Net Income :
Required Income :
METROBANK

40% Net Income :
Required Income :

PHILIPPINE NATIONAL BANK

40% Net Income :
Required Income :


PAG-IBIG FINANCING

1 - Reservation Fee : Day 1
2 - a)30% Outright Downpayment with 10% Discount : Day 30
b) 30% DP over 18 mos 0% interest : Day 30



3 - 70% Balance Due :
REQUIRED INCOME
a) PAG -IBIG 5yrs @ 6% pa () :
b) PAG -IBIG 10yrs @ 6% pa () :
c) PAG -IBIG 15yrs @ 6% pa () :
d) PAG -IBIG 20yrs @ 6% pa () :
e) PAG -IBIG 25yrs @ 6% pa () :
f) PAG -IBIG 30yrs @ 6% pa () :


PRICES ARE SUBJECT TO CHANGE WITHOUT PRIOR NOTICED.

Tuesday, October 13, 2009

PIA Complete Forest View

LOT AREA = 72 SQ.M
FLOOR AREA = 32 SQ.M
TOTAL CONTRACT PRICE = 1,012,679.00
RESERVATION FEE = 5,000.00

SPOT CASH WITH 5% DISCOUNT = 957,045.00

BANK FINANCING

RESERVATION FEE = 5,000.00
30% DOWN PAYMENT WITH 5% DISCOUNT ON DP = 328,796.00
30% IN 6 MONTHS @ ZERO INTEREST = 57,397.00
70% BALANCE DUE:
5 YEARS = 16,403.00

PAG-IBIG FINANCING

RESERVATION FEE = 5,000.00
5% DP WITHIN 30 DAYS = 98,130.00
5% DP 36 MOS. W/ ZERO INTEREST = 2,726.00

95% BALANCE DUE /PAG-IBIG
10 YEARS = 11,602.00
15 YEARS = 9,215.00
20 YEARS = 8,121.00
25 YEARS = 7,535.00
30 YEARS = 7,195.00

PRICES ARE SUBJECT TO CHANGE WITHOUT PRIOR NOTICE

PIA B Forest View

LOT AREA = 72 SQ.M
FLOOR AREA = 32 SQ.M
TOTAL CONTRACT PRICE = 916,789.00.00
RESERVATION FEE = 5,000.00

SPOT CASH WITH 5% DISCOUNT = 865,950.00

BANK FINANCING

RESERVATION FEE = 5,000.00
30% DOWN PAYMENT WITH 5% DISCOUNT ON DP = 301,337.00
30% IN 6 MONTHS @ ZERO INTEREST = 52,582.00
70% BALANCE DUE:
5 YEARS = 14,821.00

PAG-IBIG FINANCING

RESERVATION FEE = 5,000.00
5% DP WITHIN 30 DAYS = 92,989.00
5% DP 36 MOS. W/ ZERO INTEREST = 2,583.00

95% BALANCE DUE /PAG-IBIG
10 YEARS = 10,483.00
15 YEARS = 8,326.00
20 YEARS = 7,337.00
25 YEARS = 6,808.00
30 YEARS = 6,501.00

PRICES ARE SUBJECT TO CHANGE WITHOUT PRIOR NOTICE.

Wednesday, October 7, 2009

VIVIENNE BASIC

LOT AREA = 108SQ.M
FLOOR AREA = 36SQ.M
TOTAL CONTRACT PRICE = 1,134,835.00
RESERVATION FEE = 5,000.00

SPOT CASH WITH 5% DISCOUNT = 1,073,093.00

BANK FINANCING

30% OUTRIGHT DOWN = 367,176.00
5 YEARS = 18,401.00

PAG-IBIG FINANCING

10% DP = 108,373.00
10% DP 36 MOS. W/ ZERO INTEREST = 3,010.00

90% PAG-IBIG

20 YEARS = 9,785.00
25 YEARS = 9,172.00
30 YEARS = 8,827.00

PRICES ARE SUBJECT TO CHANGE WITHOUT PRIOR NOTICE.

VIVIENNE COMPLETE

VIVIENNE COMPLETE

LOT AREA = 108SQ.M
FLOOR AREA = 36SQ.M
TOTAL CONTRACT PRICE = 1,282,000.00
RESERVATION FEE = 5,000

SPOT CASH WITH 5% DISCOUNT = 1,212,900.00

BANK FINANCING

30% OUTRIGHT DOWN = 412,566.00
5 YEARS = 20,816.00

PAG-IBIG FINANCING

10% DP = 182,250.00
10% DP 36 MOS. W/ ZERO INTEREST = 5,062.00

90% PAG-IBIG

20 YEARS = 10,486.00
25 YEARS = 9,829.00
30 YEARS = 9,460.00



Tuesday, October 6, 2009

JESSICA BASIC FOREST VIEW HOMES COMPUTATION REGULAR LOT

FOREST VIEW HOMES 2 - JESSICA BASIC
LOT AREA = 72SQ.M
FLOOR AREA = 60SQ.M
TOTAL CONTRACT PRICE = 1,414,776.00

SPOT CASH

RESERVATION FEE = 10,000.00
5% SPOTCASH WITHIN 30 DAYS = 1,334,037.00

FOR BANK FINANCING AND PAG-IBIG FINANCING
TOTAL SELLING PRICE = 1,380,000.00
PLUS:5.09% MISC. FEES = 70,242.00
TOTAL CONTRACT PRICE = 1,450,242.00

BANK FINANCING
RESERVATION FEE = 10,000.00
30% DP WITH 5% DISCOUNT ON DP = 452,488.00
30% IN 6 MOS. @ ZERO INTEREST = 79,040.00
70% BALANCE
5 YEARS = 22,981.00

PAG-IBIG

RESERVATION = 10,000.00
10% DP WITHIN 30 DAYS = 198,242.00
10% DP OVER 36 MOS. @ ZERO INTEREST = 5,507.00

90% BALANCE DUE
10 YEARS = 16,071.00
15 YEARS = 12,969.00
20 YEARS = 11,577.00
25 YEARS = 10,851.00
30 YEARS = 10,443.00

PRICES SHALL BE IN EFFECT ON THE DATE OF THIS PROPOSAL AND SUBJECT TO CHANGE WITHOUT PRIOR NOTICE.

Friday, September 18, 2009

Married - SPA Form

List of Requirements

Checklist of requirements

Minor documents :

• Postdated checks for Equity/Miscellaneous/Processing fee
• 3 pcs. 1 x 1 ID pictures (including spouse)
• Community Tax Certificate for the year
• Latest Original Income Tax Return or W2
• Tax Identification Number (TIN)
• Birth Certificate/Marriage Contract/Death Certificate/Court Order
• Special Power of Attorney (if necessary)
• Proof of Billing Address
• Certificate of Attendance-Housing Loan Counseling
• Upgrading of PAG-IBIG Contribution (if necessary)
• Certificate of PAG-IBIG 12 months Remittance

or visit http://www.pagibigfund.gov.ph/index.asp

Government/Private Employee

• Service Record (for Govt. Employee only)
• Certificate of Loan Repayments
• Latest Payroll/Payslip (true copy)
• Certificate of Employment and Compensation

Overseas Contract Worker

• Certified True Copy of Active Job Contract
• Photocopy of Passport

Self-Employed

• ITR with Audited Financial Statement (last 2 years)
• Original Business Permit
• Original DTI Registration

Thursday, September 17, 2009

Pag-ibig Citi Homes-Monthly Amortization Computation

Total Contract Price = 400,000.00
PROMO / DISCOUNT / ADD RF = 5,000.00
ADD : PROCESSING FEE = 50,000.00
DISCOUNT ____% =
TOTAL CONTRACT PRICE = 455,000.00

FINANCING OPTIONS

TOTAL CONTRACT PRICE = 455,000.00
LOANABLE AMOUNT = 400,000.00
EQUITY = 55,000.00
LESS : RESERVATION FEE = 5,000.00
BALANCE EQUITY = 50,000.00
PAYABLE IN 12 MONTHS AT ZERO INTEREST WITH PDC's = 4,166.67

MOVE - IN FEE

Membership fee = 500.00
6 Months Advance Monthly Dues = 360.00
MRI = 1,968.00
FI = 1,309
Documentary Stamp = 1,000.00
HDMF PF = 2,000.00
Total = 7,137.00

Wednesday, September 9, 2009

Golden Glow Village - Computation Lot only 120 sq.m

Golden Glow Village - Computation Lot only 120 sq.m
Lot Area = 120 sq.m
Inner
Price per sq.m = 6,000.00
Lot Value = 720,000.00
Processing Fee = 57,600.00
Reservation Fee = 10,000.00

Total Package = 720,000.00
Add : Processing Fee = 57,600.00
Add : Reservation Fee = 10,000.00
Discount =
Total Contract Price = 787,600.00

FINANCING OPTIONS

Total Contract Price = 787,600.00
Loanable Amount = 540,000.00
Equity = 247,600.00
Less : Reservation Fee = 10,000.00
Equity = 237,600.00
Add 1 year MRI = 2,656.80
Add 1 year FI =
Add Documentary Stamp = 1,350.00
Add HDMF PF = 2,000.00
Total = 243,606.80

Down payment or Equity Total = 243,606.80
Payable in 1 year at zero interest with 12pcs.PDC's
Monthly Amortization = 20,300.57

Payment to HDMF or Pag-ibig

5 years = 43,564.05
10 years = 6,741.26
15 years = 5,325.07
20 years = 4,657.53
25 years = 4,292.87
30 years = 3,997.71

Disclaimer :
Prices are subject to change without prior noticed .

Golden Glow Village - Computation Lot only 108sq.m

Lot Area = 108 sq.m
Inner
Price per sq.m = 6,000.00
Lot Value = 648,000.00
Processing Fee = 51,840.00
Reservation Fee = 10,000.00

Total Package = 648,000.00
Add : Processing Fee = 51,840.00
Add : Reservation Fee = 10,000.00
Discount =
Total Contract Price = 709,840.00

FINANCING OPTIONS

Total Contract Price = 709,840.00
Loanable Amount = 583,200.00
Equity =126,640.00
Less : Reservation Fee = 10,000.00
Equity = 116,640.00
Add 1 year MRI = 2,869.34
Add 1 year FI =
Add Documentary Stamp = 1,458.00
Add HDMF PF = 2,000.00
Total = 122,967.34

Down payment or Equity Total = 122,967.34
Payable in 1 year at zero interest with 12pcs.PDC's
Monthly Amortization = 10,247.28

Payment to HDMF or Pag-ibig

5 years = 46,979.17
10 years =7,210.56
15 years =5,681.08
20 years = 4,960.13
25 years =4,566.30
30 years = 4,247.52

Disclaimer :
Prices are subject to change without prior noticed .

Belle vue 105 sq.m

Lot Area = 105 sq.m
Floor Area = 34.5 sq.m
Belle vue 105 sq.m
Processing Fee = 50,000.00
Reservation Fee = 15,000.00


TTL PACKAGE = 1,060,000.00
Promo / Discount/Add RF = 15,000.00
add: Processing Fee = 50,000.00
Discount _____%
TCP or TOTAL CONTRACT PRICE = 1,125,000.00

F I N A N C I N G O P T I O N S
WITH FUNDER:
T C P = 1,125,000.00
LOANABLE ______% 1,000,000.00
EQUITY ________% 125,000.00
less: Reservation Fee = 15,000.00
add: Corner Lot Fee = 20,000.00

EQUITY 130,000.00
Payable to 12 months with zero interest with 12 PDC's
Monthly Amortization = 10,833.33
PAYMENT TO JVC:

PAYMENT TO HDMF:Or Pag-ibig
5 yrs = 20,516.53
10 yrs = 12,398.57
15 yrs = 9,847.40
20 yrs = 8,676.23
25 yrs = 8,052.27
30 yrs = 7,689.13

Add MRI = 410.00
Add FI = 248.10
HDMF Contribution = 450.00
TOTAL M.A
5 years = 21,624.63
10 years = 13,506.67
15 years = 10,955.50
20 years = 9,784.33
25 years = 9,160.37
30 years = 8,797.23

PAYMENTS UPON MOVING-IN:
1 yr. MRI 4,920.00
1 yr. FI 2,977.20
Doc Stamp 2,500.00
HDMF PF 2,000.00
Membership Fee 1,000.00
Monthly Dues 3,000.00 (500 * 6 mos.)
16,397.20

Disclaimer:
Prices are subject to change without prior noticed .