Friday, September 18, 2009

Married - SPA Form

List of Requirements

Checklist of requirements

Minor documents :

• Postdated checks for Equity/Miscellaneous/Processing fee
• 3 pcs. 1 x 1 ID pictures (including spouse)
• Community Tax Certificate for the year
• Latest Original Income Tax Return or W2
• Tax Identification Number (TIN)
• Birth Certificate/Marriage Contract/Death Certificate/Court Order
• Special Power of Attorney (if necessary)
• Proof of Billing Address
• Certificate of Attendance-Housing Loan Counseling
• Upgrading of PAG-IBIG Contribution (if necessary)
• Certificate of PAG-IBIG 12 months Remittance

or visit http://www.pagibigfund.gov.ph/index.asp

Government/Private Employee

• Service Record (for Govt. Employee only)
• Certificate of Loan Repayments
• Latest Payroll/Payslip (true copy)
• Certificate of Employment and Compensation

Overseas Contract Worker

• Certified True Copy of Active Job Contract
• Photocopy of Passport

Self-Employed

• ITR with Audited Financial Statement (last 2 years)
• Original Business Permit
• Original DTI Registration

Thursday, September 17, 2009

Pag-ibig Citi Homes-Monthly Amortization Computation

Total Contract Price = 400,000.00
PROMO / DISCOUNT / ADD RF = 5,000.00
ADD : PROCESSING FEE = 50,000.00
DISCOUNT ____% =
TOTAL CONTRACT PRICE = 455,000.00

FINANCING OPTIONS

TOTAL CONTRACT PRICE = 455,000.00
LOANABLE AMOUNT = 400,000.00
EQUITY = 55,000.00
LESS : RESERVATION FEE = 5,000.00
BALANCE EQUITY = 50,000.00
PAYABLE IN 12 MONTHS AT ZERO INTEREST WITH PDC's = 4,166.67

MOVE - IN FEE

Membership fee = 500.00
6 Months Advance Monthly Dues = 360.00
MRI = 1,968.00
FI = 1,309
Documentary Stamp = 1,000.00
HDMF PF = 2,000.00
Total = 7,137.00

Wednesday, September 9, 2009

Golden Glow Village - Computation Lot only 120 sq.m

Golden Glow Village - Computation Lot only 120 sq.m
Lot Area = 120 sq.m
Inner
Price per sq.m = 6,000.00
Lot Value = 720,000.00
Processing Fee = 57,600.00
Reservation Fee = 10,000.00

Total Package = 720,000.00
Add : Processing Fee = 57,600.00
Add : Reservation Fee = 10,000.00
Discount =
Total Contract Price = 787,600.00

FINANCING OPTIONS

Total Contract Price = 787,600.00
Loanable Amount = 540,000.00
Equity = 247,600.00
Less : Reservation Fee = 10,000.00
Equity = 237,600.00
Add 1 year MRI = 2,656.80
Add 1 year FI =
Add Documentary Stamp = 1,350.00
Add HDMF PF = 2,000.00
Total = 243,606.80

Down payment or Equity Total = 243,606.80
Payable in 1 year at zero interest with 12pcs.PDC's
Monthly Amortization = 20,300.57

Payment to HDMF or Pag-ibig

5 years = 43,564.05
10 years = 6,741.26
15 years = 5,325.07
20 years = 4,657.53
25 years = 4,292.87
30 years = 3,997.71

Disclaimer :
Prices are subject to change without prior noticed .

Golden Glow Village - Computation Lot only 108sq.m

Lot Area = 108 sq.m
Inner
Price per sq.m = 6,000.00
Lot Value = 648,000.00
Processing Fee = 51,840.00
Reservation Fee = 10,000.00

Total Package = 648,000.00
Add : Processing Fee = 51,840.00
Add : Reservation Fee = 10,000.00
Discount =
Total Contract Price = 709,840.00

FINANCING OPTIONS

Total Contract Price = 709,840.00
Loanable Amount = 583,200.00
Equity =126,640.00
Less : Reservation Fee = 10,000.00
Equity = 116,640.00
Add 1 year MRI = 2,869.34
Add 1 year FI =
Add Documentary Stamp = 1,458.00
Add HDMF PF = 2,000.00
Total = 122,967.34

Down payment or Equity Total = 122,967.34
Payable in 1 year at zero interest with 12pcs.PDC's
Monthly Amortization = 10,247.28

Payment to HDMF or Pag-ibig

5 years = 46,979.17
10 years =7,210.56
15 years =5,681.08
20 years = 4,960.13
25 years =4,566.30
30 years = 4,247.52

Disclaimer :
Prices are subject to change without prior noticed .

Belle vue 105 sq.m

Lot Area = 105 sq.m
Floor Area = 34.5 sq.m
Belle vue 105 sq.m
Processing Fee = 50,000.00
Reservation Fee = 15,000.00


TTL PACKAGE = 1,060,000.00
Promo / Discount/Add RF = 15,000.00
add: Processing Fee = 50,000.00
Discount _____%
TCP or TOTAL CONTRACT PRICE = 1,125,000.00

F I N A N C I N G O P T I O N S
WITH FUNDER:
T C P = 1,125,000.00
LOANABLE ______% 1,000,000.00
EQUITY ________% 125,000.00
less: Reservation Fee = 15,000.00
add: Corner Lot Fee = 20,000.00

EQUITY 130,000.00
Payable to 12 months with zero interest with 12 PDC's
Monthly Amortization = 10,833.33
PAYMENT TO JVC:

PAYMENT TO HDMF:Or Pag-ibig
5 yrs = 20,516.53
10 yrs = 12,398.57
15 yrs = 9,847.40
20 yrs = 8,676.23
25 yrs = 8,052.27
30 yrs = 7,689.13

Add MRI = 410.00
Add FI = 248.10
HDMF Contribution = 450.00
TOTAL M.A
5 years = 21,624.63
10 years = 13,506.67
15 years = 10,955.50
20 years = 9,784.33
25 years = 9,160.37
30 years = 8,797.23

PAYMENTS UPON MOVING-IN:
1 yr. MRI 4,920.00
1 yr. FI 2,977.20
Doc Stamp 2,500.00
HDMF PF 2,000.00
Membership Fee 1,000.00
Monthly Dues 3,000.00 (500 * 6 mos.)
16,397.20

Disclaimer:
Prices are subject to change without prior noticed .

BELLE VUE COMPUTATION 190 SQ.M

PROJECT BV
LOT AREA = 95 PLUS 95 EXTRA LOT
PROCESSING FEE = 230,000.00
RESERVATION FEE = 30,000.00



TTL PACKAGE = 1,250,000.00
Promo / Discount/Add RF = 30,000.00
add: Processing Fee = 230,000.00
add: Recoupment Fee
TCP or TOTAL CONTRACT PRICE 1,510,000.00

F I N A N C I N G O P T I O N S
WITH FUNDER:
T C P = 1,510,000.00
LOANABLE ______% 1,250,000.00
EQUITY ________% 260,000.00
less: Reservation Fee 30,000.00
less: discount

EQUITY = 230,000.00
PAYABLE IN 18 MONTHS WITH ZERO Interest WITH 18 PCS. PDC
Monthly Installment = 12,777.78

PAYMENT TO HDMF:

5 yrs = 27,620.43
10 yrs = 17,534.85
15 yrs = 14,413.41
20 yrs = 13,012.24
25 yrs = 12,281.81
30 yrs = 11,871.28


PAYMENTS UPON MOVING-IN:

1 yr. MRI 6,150.00
1 yr. FI 2,977.20
Doc Stamp 3,125.00
HDMF PF 2,000.00
Membership Fee 1,000.00
Monthly Dues 3,000.00 (500 * 6 mos.)
18,252.20

PRICES ARE SUBJECT TO CHANGE WITHOUT PRIOR NOTICED .