Married - SPA Form

List of Requirements

Checklist of requirements

Minor documents :

• Postdated checks for Equity/Miscellaneous/Processing fee
• 3 pcs. 1 x 1 ID pictures (including spouse)
• Community Tax Certificate for the year
• Latest Original Income Tax Return or W2
• Tax Identification Number (TIN)
• Birth Certificate/Marriage Contract/Death Certificate/Court Order
• Special Power of Attorney (if necessary)
• Proof of Billing Address
• Certificate of Attendance-Housing Loan Counseling
• Upgrading of PAG-IBIG Contribution (if necessary)
• Certificate of PAG-IBIG 12 months Remittance

or visit http://www.pagibigfund.gov.ph/index.asp

Government/Private Employee

• Service Record (for Govt. Employee only)
• Certificate of Loan Repayments
• Latest Payroll/Payslip (true copy)
• Certificate of Employment and Compensation

Overseas Contract Worker

• Certified True Copy of Active Job Contract
• Photocopy of Passport

Self-Employed

• ITR with Audited Financial Statement (last 2 years)
• Original Business Permit
• Original DTI Registration

Pag-ibig Citi Homes-Monthly Amortization Computation

Total Contract Price = 400,000.00
PROMO / DISCOUNT / ADD RF = 5,000.00
ADD : PROCESSING FEE = 50,000.00
DISCOUNT ____% =
TOTAL CONTRACT PRICE = 455,000.00

FINANCING OPTIONS

TOTAL CONTRACT PRICE = 455,000.00
LOANABLE AMOUNT = 400,000.00
EQUITY = 55,000.00
LESS : RESERVATION FEE = 5,000.00
BALANCE EQUITY = 50,000.00
PAYABLE IN 12 MONTHS AT ZERO INTEREST WITH PDC's = 4,166.67

MOVE - IN FEE

Membership fee = 500.00
6 Months Advance Monthly Dues = 360.00
MRI = 1,968.00
FI = 1,309
Documentary Stamp = 1,000.00
HDMF PF = 2,000.00
Total = 7,137.00

Golden Glow Village - Computation Lot only 120 sq.m

Golden Glow Village - Computation Lot only 120 sq.m
Lot Area = 120 sq.m
Inner
Price per sq.m = 6,000.00
Lot Value = 720,000.00
Processing Fee = 57,600.00
Reservation Fee = 10,000.00

Total Package = 720,000.00
Add : Processing Fee = 57,600.00
Add : Reservation Fee = 10,000.00
Discount =
Total Contract Price = 787,600.00

FINANCING OPTIONS

Total Contract Price = 787,600.00
Loanable Amount = 540,000.00
Equity = 247,600.00
Less : Reservation Fee = 10,000.00
Equity = 237,600.00
Add 1 year MRI = 2,656.80
Add 1 year FI =
Add Documentary Stamp = 1,350.00
Add HDMF PF = 2,000.00
Total = 243,606.80

Down payment or Equity Total = 243,606.80
Payable in 1 year at zero interest with 12pcs.PDC's
Monthly Amortization = 20,300.57

Payment to HDMF or Pag-ibig

5 years = 43,564.05
10 years = 6,741.26
15 years = 5,325.07
20 years = 4,657.53
25 years = 4,292.87
30 years = 3,997.71

Disclaimer :
Prices are subject to change without prior noticed .

Golden Glow Village - Computation Lot only 108sq.m

Lot Area = 108 sq.m
Inner
Price per sq.m = 6,000.00
Lot Value = 648,000.00
Processing Fee = 51,840.00
Reservation Fee = 10,000.00

Total Package = 648,000.00
Add : Processing Fee = 51,840.00
Add : Reservation Fee = 10,000.00
Discount =
Total Contract Price = 709,840.00

FINANCING OPTIONS

Total Contract Price = 709,840.00
Loanable Amount = 583,200.00
Equity =126,640.00
Less : Reservation Fee = 10,000.00
Equity = 116,640.00
Add 1 year MRI = 2,869.34
Add 1 year FI =
Add Documentary Stamp = 1,458.00
Add HDMF PF = 2,000.00
Total = 122,967.34

Down payment or Equity Total = 122,967.34
Payable in 1 year at zero interest with 12pcs.PDC's
Monthly Amortization = 10,247.28

Payment to HDMF or Pag-ibig

5 years = 46,979.17
10 years =7,210.56
15 years =5,681.08
20 years = 4,960.13
25 years =4,566.30
30 years = 4,247.52

Disclaimer :
Prices are subject to change without prior noticed .

Belle vue 105 sq.m

Lot Area = 105 sq.m
Floor Area = 34.5 sq.m
Belle vue 105 sq.m
Processing Fee = 50,000.00
Reservation Fee = 15,000.00


TTL PACKAGE = 1,060,000.00
Promo / Discount/Add RF = 15,000.00
add: Processing Fee = 50,000.00
Discount _____%
TCP or TOTAL CONTRACT PRICE = 1,125,000.00

F I N A N C I N G O P T I O N S
WITH FUNDER:
T C P = 1,125,000.00
LOANABLE ______% 1,000,000.00
EQUITY ________% 125,000.00
less: Reservation Fee = 15,000.00
add: Corner Lot Fee = 20,000.00

EQUITY 130,000.00
Payable to 12 months with zero interest with 12 PDC's
Monthly Amortization = 10,833.33
PAYMENT TO JVC:

PAYMENT TO HDMF:Or Pag-ibig
5 yrs = 20,516.53
10 yrs = 12,398.57
15 yrs = 9,847.40
20 yrs = 8,676.23
25 yrs = 8,052.27
30 yrs = 7,689.13

Add MRI = 410.00
Add FI = 248.10
HDMF Contribution = 450.00
TOTAL M.A
5 years = 21,624.63
10 years = 13,506.67
15 years = 10,955.50
20 years = 9,784.33
25 years = 9,160.37
30 years = 8,797.23

PAYMENTS UPON MOVING-IN:
1 yr. MRI 4,920.00
1 yr. FI 2,977.20
Doc Stamp 2,500.00
HDMF PF 2,000.00
Membership Fee 1,000.00
Monthly Dues 3,000.00 (500 * 6 mos.)
16,397.20

Disclaimer:
Prices are subject to change without prior noticed .

BELLE VUE COMPUTATION 190 SQ.M

PROJECT BV
LOT AREA = 95 PLUS 95 EXTRA LOT
PROCESSING FEE = 230,000.00
RESERVATION FEE = 30,000.00



TTL PACKAGE = 1,250,000.00
Promo / Discount/Add RF = 30,000.00
add: Processing Fee = 230,000.00
add: Recoupment Fee
TCP or TOTAL CONTRACT PRICE 1,510,000.00

F I N A N C I N G O P T I O N S
WITH FUNDER:
T C P = 1,510,000.00
LOANABLE ______% 1,250,000.00
EQUITY ________% 260,000.00
less: Reservation Fee 30,000.00
less: discount

EQUITY = 230,000.00
PAYABLE IN 18 MONTHS WITH ZERO Interest WITH 18 PCS. PDC
Monthly Installment = 12,777.78

PAYMENT TO HDMF:

5 yrs = 27,620.43
10 yrs = 17,534.85
15 yrs = 14,413.41
20 yrs = 13,012.24
25 yrs = 12,281.81
30 yrs = 11,871.28


PAYMENTS UPON MOVING-IN:

1 yr. MRI 6,150.00
1 yr. FI 2,977.20
Doc Stamp 3,125.00
HDMF PF 2,000.00
Membership Fee 1,000.00
Monthly Dues 3,000.00 (500 * 6 mos.)
18,252.20

PRICES ARE SUBJECT TO CHANGE WITHOUT PRIOR NOTICED .

Belle vue 95 sq.m

BELLE VUE

LOT AREA = 95 SQ.M
FLOOR AREA = 34.5 SQ.M

TOTAL CONTRACT PRICE = 1,000,000.00
PROMO / DISCOUNT / ADD RF = 15,000.00
ADD : PROCESSING FEE = 50,000.00
DISCOUNT =
TOTAL CONTRACT PRICE = 1,065,000.00

FINANCING OPTIONS

TOTAL CONTRACT PRICE = 1,065,000.00
LOANABLE AMOUNT = 1,000,000.00
EQUITY = 65,000.00
LESS : RESERVATION FEE = 15,000.00
LESS : DISCOUNT =

EQUITY = 50,000.00
8 MONTHS TO PAY WITH ZERO INTEREST WITH PDC = 6,250.00

THRU PAG-IBIG MONTHLY AMORTIZATION

5 YEARS = 21,624.63 PER MONTH
10 YEARS = 13,506.67 PER MONTH
15 YEARS = 10,955.50 PER MONTH
20 YEARS = 9,784.33 PER MONTH
25 YEARS = 9,160.37 PER MONTH
30 YEARS = 8,797.23 PER MONTH

PRICES ARE SUBJECT TO CHANGE WITHOUT PRIOR NOTICED .


PAYMENTS UPON MOVING - IN :
1 Year MRI = 4,920.00
1 Year FI = 2,977.20
Documentary Stamp = 2,500.00
HDMF PF = 2,000.00
Membership Fee = 1,000.00
Monthly Dues = 3,000.00 ( 500/mo. * 6 months advance )
Total = 16,397.20

Belle vue Corner Lot 166sq.m

Lot area = 166sq.m
Floor area = 34.5 sq.m

TOTAL CONTRACT PRICE = 1,426,000.00
PROMO / DISCOUNT ' ADD RESERVATION FEE = 15,000.00
ADD : PROCESSING FEE = 50,000.00
ADD : CORNER LOT FEE = 20,000.00
DISCOUNT =
TOTAL CONTRACT PRICE = 1,511,000.00

FINANCING OPTIONS

TOTAL CONTRACT PRICE = 1,511,000.00
LOANABLE AMOUNT = 1,000,000.00
EQUITY = 511,000.00
LESS : RESERVATION FEE = 15,000.00
LESS : DISCOUNT
BALANCE EQUITY = 496,000.00

PAYMENT TO JVC

TERM = 18 MONTHS
INTEREST = 0%
MONTHLY INSTALLMENT = 27,555.56
PDC = 18 PCS.

PAYMENT TO HDMF

TERM = 5 YEARS = 8.5% = 20,516.53
10 YEARS = 8.5% = 12,398.57
15 YEARS = 8.5% = 9,847.40
20 YEARS = 8.5% = 8,676.23
25 YEARS = 8.5% = 8,052.27
30 YEARS = 8.5% = 7,689.13

ADD MRI = 410.00
ADD FI = 248.10
HDMF CONTRIBUTION = 450.00
TOTAL MONTHLY AMORTIZATION =
5 YEARS = 21,624.63
10 YEARS = 13,506.67
15 YEARS = 10,955.50
20 YEARS = 9,784.33
25 YEARS = 9,160.37
30 YEARS = 8,797.23
PDC = 24 PCS.

PAYMENTS UPON MOVING - IN :

1 YEAR MRI = 4,920.00
1 YEAR FI = 2,977.20
DOC. STAMP = 2,500.00
HDMF PF = 2,000.00
MEMBERSHIP FEE = 1,000.00
MONTHLY DUES = 3,000.00 (500/MONTH 6 MONTHS ADVANCE)
TOTAL = 16,397.20

DISCLAIMER :
PRICES ARE SUBJECT TO CHANGE WITHOUT PRIOR NOTICED .

Pag-ibig Citihomes-Computation for Local

Monthly Amortization Local Computation
400,000.00

Processing Fee = 50,000.00
7 days from the reservation = 20% discount
40,000.00

Reservation Fee = 5,000.00

30 years = 2,676.40
29 years = 2,706.22
28 years = 2,738.70
27 years = 2,774.14
26 years = 2,812.91
25 years = 2,855.40
24 years = 2,902.11
23 years = 2,953.59
22 years = 3,010.50
21 years = 3,073.63
20 years = 3,143.92
19 years = 3,222.53
18 years = 3,310.85
17 years = 3,410.60
16 years = 3,523.95
15 years = 3,653.63
14 years = 3,803.15
13 years = 3,977.09
12 years = 4,181.60
11 years = 4,425.01
10 years = 4,719.02
9 years = 5,080.50
8 years = 5,534.77
7 years = 6,121.62
6 years = 6,907.36
5 years = 8,011.32
4 years = 9,672.21
3 years = 12,446.98
2 years = 18,006.44
1 year = 34,704.77

Pag-ibig Citi Homes-Monthly Amortization OFW Computation

Monthly Amortization OFW Computation
P 400,000.00

Processing Fee = 50,000.00
7 days from the reservation = 20% discount
40,000.00

Reservation Fee = 5,000.00

30 years = 2,743.10
29 years = 2,772.92
28 years = 2,805.40
27 years = 2,840.84
26 years = 2,879.61
25 years = 2,922.10
24 years = 2,968.81
23 years = 3,020.29
22 years = 3,077.20
21 years = 3,140.33
20 years = 3,210.62
19 years = 3,289.23
18 years = 3,377.55
17 years = 3,477.30
16 years = 3,590.65
15 years = 3,720.33
14 years = 3,869.85
13 years = 4,043.79
12 years = 4,248.30
11 years = 4,491.71
10 years = 4,785.72
9 years = 5,147.20
8 years = 5,601.47
7 years = 6,188.32
6 years = 6,974.06
5 years = 8,078.02
4 years = 9,738.91
3 years = 12,513.68
2 years = 18,073.14
1 year = 34,771.47

Jessica B Forest View - 83sq.m Computation

FOREST VIEW HOMES 2
JESSICA B 60
Location inner
Lot Area (sqm) 83

Total Selling Price 1,430,600
DOLLAR AMOUNT = 30,438
Plus: 2.52% Misc Fees 36,051
DOLLAR AMOUNT = 767
Total Contract Price 1,466,651
DOLLAR AMOUNT = 31,205

SPOT CASH ( With Misc. Fees)

1. Reservation Fee = Day 1 = P 10,000
DOLLAR AMOUNT = 213
2. 5 % Spotcash within 30 days = Day 30 = P 1,383,319
DOLLAR AMOUNT = 29,432

FOR BANK FINANCING AND PAG-IBIG FINANCING
Total Selling Price =1,430,600
DOLLAR AMOUNT = 30,438
Plus: 5.09% Misc Fees = 72,818
DOLLAR AMOUNT = 1,549
Total Contract Price = 1,503,418
DOLLAR AMOUNT = 31,988

BANK FINANCING

1. Reservation Fee = Day 1 = P 10,000
DOLLAR AMOUNT = 213
2.A 30% DP with 5% Discount on DP (incl of Misc Fees) = Day 30 = P 469,446
DOLLAR AMOUNT = 9,988
2.B 30% in 6 mos @ zero interest = Day 30 = P 82,000
DOLLAR AMOUNT = 1,745
3. 70% Balance Due:
Bank finance 5 yrs @ 15%pa 0.023789900 = P 23,824
DOLLAR AMOUNT = 507

PAG-IBIG

1. Reservation Fee = Day 1 =P 10,000
DOLLAR AMOUNT = 213
2.A 10% DP within 30 days =Day 30 = P 205,878
DOLLAR AMOUNT = 4,380
2.B 10% DP over 36 mos @ ZERO interest = Day 30 = P 5,719
DOLLAR AMOUNT = 122
3. 90% Balance Due:
a) PAG-IBIG 10 yrs @9.5%pa 0.01293976 = P 16,660
DOLLAR AMOUNT = 354
b) PAG-IBIG 15 yrs @9.5%pa 0.01044225 = P 13,445
DOLLAR AMOUNT = 286
c) PAG-IBIG 20 yrs @9.5%pa 0.00932131 = P 12,002
DOLLAR AMOUNT = 255
d)PAG-IBIG 25 yrs @9.5% pa 0.00873697 = P 11,249
DOLLAR AMOUNT = 239
e) PAG-IBIG 30 yrs @9.5%pa 0.00840854 = P 10,826
DOLLAR AMOUNT = 230

Note:
1. Reservation is non-refundable and non-transferable.
2. Prices shall be in effect on the date of this proposal and subject to change without prior notice.
3. Estimated loan is subject for approval by financing institution.
4. Pueblo de Oro Devt. Corp. (PODC) reserves the rights to correct figures appearing in this proposal
in the event of typographical error.
5. Miscellaneous Fee includes processing of Bank/Pag-ibig Loan and registration/transfer charges,
subject to change without prior notice.